Useless Knowledge and Useless Wealth!

Knowledge that is contained only in books and your wealth that is in the hands of others cannot be called true knowledge or real wealth as they are not available when you need them.

(Transliteration: pusthakasTHA thu yA vidhyA parahasthagatham DHanam / kAryakAlEsamuthpannE na sA vidhyA na thadh Dhanam)

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